As your case is of financial circumstances due to COVID, we do recommend contacting your resort initially so you have done the right thing by contacting the resort initially to see if they can offer you payment assistance such as payment plan.

If your Aunt is unable to pay anything, here are a few things that could happen.

If she stops paying her maintenance fees completely, you risk her resort initiating debt collection procedures against her. They may also hire a Debt Collection Agency. If she does not keep up with her payments, she risks the chance of receiving a County Court Judgement (CCJ) or even worse a visit from a Bailiff. If she has no choice but to stop paying maintenance fees to use the money for essentials such as food and utilities, our advise is to always speak to an independent legal professional first.  An independent legal professional would be able to ascertain if the contract could be cancelled.