Hi there, I have a timeshare with Club la Costa, I’m unhappy with them so I reached out to a Claims management Company that after looking at my contract told me I could claim against them in the Spanish courts because my contract was in perpetuity…what does this mean?

A timeshare paid for with a loan when paid off. Who owns it, the loan company or the ‘purchaser’. That is, is the seller paid for it upfront via the loan company, so the seller no longer owns it? So then who does? The purchaser with the contract with the seller or the loan company? Thank you.