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Discy Latest Questions

Gladys Okpara -1a1
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Gladys Okpara -1a1Subscriber
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I have timeshare I was sold to by club la Costa which I didn’t really understand when I signed the contract. Now I’m finding it difficult to pay the loan because I’m no longer working. I tried to speak ...Read more

I have timeshare I was sold to by club la Costa which I didn’t really understand when I signed the contract. Now I’m finding it difficult to pay the loan because I’m no longer working. I tried to speak to club la Costa and the loan company about it, they are all saying that I had to pay the loan. Any advice please.

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Maria taylor-754
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Maria taylor-754Subscriber
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A timeshare paid for with a loan when paid off. Who owns it, the loan company or the ‘purchaser’. That is, is the seller paid for it upfront via the loan company, so the seller no longer owns it? So ...Read more

A timeshare paid for with a loan when paid off. Who owns it, the loan company or the ‘purchaser’. That is, is the seller paid for it upfront via the loan company, so the seller no longer owns it? So then who does? The purchaser with the contract with the seller or the loan company? Thank you.

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James and Sylvia Murray -aef
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James and Sylvia Murray -aefSubscriber
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We have been asking to exit for 5 years now and always get the same reply. You really have to be destitute before they will consider release. We only have 2000 points and have been told many times that we ...Read more

We have been asking to exit for 5 years now and always get the same reply. You really have to be destitute before they will consider release. We only have 2000 points and have been told many times that we should never have been sold such a small number. We asked what would happen if we wanted to sell them and the answer was to convert to a timeshare week and then sell. Lo and behold we don’t have enough points to do so.
We are retired now and not fit enough to use the points. We have not paid the fees for 3 years and worry about the consequences.
We are not looking for money back for them we just want a release for our sanity.

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Keith Meredith-1a6
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Keith Meredith-1a6Subscriber
Asked: In:
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I am the executor of an estate following a death. My client had a French timeshare with Clubhotel and I understand that there is a French law where whoever inherits it can cancel the timeshare within 2 years ...Read more

I am the executor of an estate following a death.

My client had a French timeshare with Clubhotel and I understand that there is a French law where whoever inherits it can cancel the timeshare within 2 years of that inheritance.

My client died on 27 February 2021 and the estate is now ready for closing.

My client had very little in possessions and the small amount of money he had in the bank did not require probate to be granted to access it.

My client was receiving maximum UK benefits during his last 10 years of life including guaranteed pension credit.

There was no specific person to inherit the timeshare in his will and the person who would naturally inherit it would be his 77-year-old son who has Parkinson’s disease and other complications. Dealing with this timeshare problem in the next 18 months could create enough stress to shorten his life.

I would be grateful for some guidance as to how to deal with this problem.

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