Hello we decided to take a time share out with clc world and there was a cooling of period of 14 days we decided to cancel it and sent a letter to the loan people which was hitachi at the time they said they can only cancel it if clc world do we sent a letter to them they had gone back to Spain and said they did not receive anything but they were back in Spain I have never made any payment to them but it is on my credit file so at the moment I can not get any credit because it goes against me can you please help it is now with Lowell thank you.

I have timeshare I was sold to by club la Costa which I didn’t really understand when I signed the contract. Now I’m finding it difficult to pay the loan because I’m no longer working. I tried to speak to club la Costa and the loan company about it, they are all saying that I had to pay the loan. Any advice please.